Quick Reviews – TurboTax, TaxAct, & OLT

I had intended to do a more comprehensive review of these three options, but as I tried to use them, I realized the choice, at least for this year and for me, was pretty clear. OLT Honestly, I just couldn’t get past the interface. Yes, lots of people recommend OLT. Huge advantage is that FederalContinue reading “Quick Reviews – TurboTax, TaxAct, & OLT”

March Update – Lots going on, but not much to say

It’s been almost two months since I last posted, so rather than leave it any longer, I wanted to say something. But I’ll keep it quick – my attention has been focused elsewhere, although I hope that to change again in the coming months. First off, work has been busy. 80% in a good way,Continue reading “March Update – Lots going on, but not much to say”

Interactive Brokers ISA – A New Option?

I saw on Reddit yesterday that Interactive Brokers now offers an ISA. Potentially, this could be exciting news, opening up a new ISA option for Americans in the UK. Why? Because IBKR is both a) generally very low cost and b) friendly to US citizens outside the US. I already have Roth IRAs with IBKRContinue reading “Interactive Brokers ISA – A New Option?”

S&S ISA Experiment – December 2021

Now that the London market has closed for the year, it’s time for another update on my S&S ISA experiment – no huge changes since September 2021, but good to look back on 2021 and see how it’s gone. Very quick background – because of the PFIC limitations in holding index funds in an ISA,Continue reading “S&S ISA Experiment – December 2021”

A Phased Approach to Emergency Funds

In my recent post on my approach to bonds and cash, I mentioned that I don’t have any dedicated emergency fund at all. I know this flies in the face of conventional personal finance wisdom, but I think I’ve got a pretty sound justification. My personal approach is not quite so aggressive as somebody likeContinue reading “A Phased Approach to Emergency Funds”

My Approach to Bonds (and Cash)

I wrote about my overall asset allocation a while back (Part 1 & Part 2), but have been doing a fair amount of thinking late regarding the bond part, particularly in light of some more substantial cash savings from our remortgage that are eventually planned for home improvements/extensions, but with no clear timeline (at leastContinue reading “My Approach to Bonds (and Cash)”

S&S ISA Experiment – September 2021

I haven’t provided an update on my S&S ISA experiment since the May 2021 update, but 3 months on I think there might be a few interesting things to note. Very quick reminder – because of the challenges in holding index funds outside of a “pension” for Americans abroad, I’m trying a “pseudo-indexing” approach inContinue reading “S&S ISA Experiment – September 2021”